Auto Insurance FAQ
Answers provided to all the questions below are general in nature and do not supersede
any of the provisions contained
in the State Tort Policy ,
Automobile Physical Damage Agreement .
Which accidents should I report?
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Accidents involving employees during the course and scope of employment or individuals
in a structed volunteer program must be
reported to DOAS (1-877-656-7475) within 48 hours.
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| Where is the link to the video that explains when employees are and, more importantly,
when they are
not insured? |
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| Is it acceptable for any individual to drive a state vehicle?
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State vehicles should be driven only by state employees
during the course and scope of employment or individuals in a structed
volunteer program.
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| Do I have coverage while operating my personal vehicle on University of Georgia business?
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If you are performing your official state duties at the time of the accident, then
liability (bodily injury and/or property damage to others) coverage is provided
to you per the State Tort Claims Policy.
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| Does the DOAS Automobile Physical Damage Agreement provide coverage for damage to
a rental vehicle
used on University of Georgia business? |
| Is Uninsured/Underinsured Motorists coverage provided to a University of Georgia employee
while on
University of Georgia business? |
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No, however, if the University of Georgia employee was injured while performing official
state duties, workers' compensation coverage would be available to respond to
the employee's injuries.
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| If my personal vehicle is damaged while conducting state business, will DOAS Risk
Management pay for the
damage to my vehicle? |
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No. The Automobile Physical Damage Agreement only provides coverage for damage to
state
owned vehicles. You should check with your insurance agent to verify whether
or not your personal automobile insurance policy will cover any damage
to your own vehicle while using it on University of Georgia business.
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| Is Medical Payments coverage provided to passenger(s) injured in a vehicle operated
by a University of
Georgia employee while on University of Georgia business? |
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No. The injured passenger(s) will need to file a liability claim under the
State Tort Policy when
the driver is at fault.
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| Where can I get a copy of the Georgia Liability Insurance Identification Card?
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Click on the following link to print a copy: Georgia Liability Insurance Identification Card FY2022. Contact Vance Silcott at vsilcott@uga.edu if you need assistance.
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| Didn't find your answer? |
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Contact Vance Silcott at vsilcott@uga.edu or 706-425-3083.
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